Their state of Washington Department of Financial Institutions (DFI) has gotten complaints against FSST Financial Services, LLC d/b/a Aspen Peak Financial; additionally d/b/a Integrity pay day loans; additionally d/b/a Rushmore Financial (hereafter known collectively as FSST Financial). Customers stated that FSST Financial charged exorbitant costs and interest, wouldn’t normally offer consumers an installment payment plan, threatened action that is legal and attempted to settle makes up amounts on the loan quantity.
The DFI received a problem from the Washington State customer of just just just what seems to be a debt collection scam that is possible. The customer reported getting threatening and phone that is harassing from people claiming to get on a so-called financial obligation with Integrity pay day loans. The people requested the consumerвЂ™s bank-account information and demanded that the buyer pay the debt that is alleged appropriate action would continue. The customer reported never ever acquiring an online payday loan. Connections linked to the business collection agencies scam are Ron Patrick, Dustin Patrick, and Cindy Stanberg as вЂњOffice ManagerвЂќ at these phone figures: 360*888*3637 and 360*942*7419.
Also, the DFI received a problem from another Washington State customer of exactly exactly just what seems to be another feasible commercial collection agency scam. This customer reported receiving an online payday loan from Aspen Peak Financial, then paid it in complete. The buyer then began getting threatening phone calls by a person claiming to get from the paid down financial obligation. The patient threatened legal action and imprisonment that is possible. This telephone was reported by the consumer quantity to be from the person: 360*464*9559.
These fact is all so-called and have now not been confirmed by the Department.
It would appear that FSST Financial can be operating being an unlicensed online loan company that is tribal. FSST Financial claims become owned because of the Flandreau Santee Sioux Tribe, a federally-recognized Tribe that is indian located South Dakota.
FSST Financial just isn’t certified by the DFI and it is maybe perhaps not registered to conduct company in Washington State by the Department of Licensing, the Department of sales, or perhaps the Secretary of State.
DFI warns Washington people that, before employing a monetary supplier, a consumer need:
ensure that the entity is certified. customers may use the “Verify A license” function on DFIвЂ™s web site at www.dfi.wa.gov to test whether a payday or customer financial institution is licensed to conduct business when you look at the continuing State of Washington
Maybe maybe Not provide any information that is personal, such as for example social protection quantity or banking account number or access in the event that business just isn’t certified or authorized to conduct company.
Please be aware that FSST Financial solutions, LLC d/b/a Aspen Peak Financial; additionally d/b/a Integrity pay day loans; additionally d/b/a Rushmore Financial really should not be mistaken for the companies that are following to conduct company when you look at the State of Washington through the Secretary of State, Department of income, and/or Department of Licensing:
Rushmore Loan Management Services, Inc. 15480 Laguna Canyon Path Irvine, CA 92618
Rushmore Provider Center, LLC 3820 N. Louise Avenue Sioux Falls, SD 57107
Important info for Washington Consumers About Unlicensed Loan Providers
Washington State residents are informed that Washington State legislation provides in RCW 31.45.105(1 d this is certainly)( and (3) that a вЂњsmall loanвЂќ made by the unlicensed entity (that is perhaps perhaps perhaps not otherwise exempt from licensure) to an individual actually situated in Washington State is uncollectible and unenforceable in Washington State. a вЂњsmall loanвЂќ is defined in RCW 31.45.073 as that loan that doesn’t go beyond $700 and needs payment between 7 and 45 days after the loan is created. You should look at acquiring legal counsel to see whether your loan is collectable or enforceable in Washington before carefully deciding never to spend. Washington State residents with loans surpassing $700 are informed that Washington State legislation provides in RCW 31.04.035 that charges or interest charged into the generating of a nonresidential loan by an unlicensed lender should be refunded towards the debtor.